The Retirement Solution LLC

The Retirement Solution LLC advises individuals (including high‑net‑worth clients) and a range of entity clients such as pension and profit‑sharing plans, trusts, estates, charities, and corporations. The firm provides comprehensive financial planning, portfolio management (both discretionary and non‑discretionary), insurance assessments, and coordination of estate‑planning matters through third‑party platforms.

TRS constructs model‑based portfolios primarily using mutual funds and ETFs, tailors asset allocation to each client’s objectives and risk tolerance, and performs periodic account reviews (at least quarterly). It also offers newer strategies — including direct indexing with tax‑loss harvesting — as part of its discretionary management, and makes certain third‑party strategies (such as options‑based programs) available where the external manager executes trades.

Noteworthy features that distinguish TRS from many multi‑team peers include its advisors’ licensure to sell insurance and the firm’s admission that it may receive commissions for insurance sales (a relationship it discloses and supervises), its periodic client newsletters, and its integration of third‑party tools for estate planning and specialized investment programs. These elements, combined with its multi‑advisor platform (approximately 18 advisors managing roughly $699 million in client assets), create a mix of services that is less common among similarly sized advisory firms.