The Retirement Readiness Institute
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,066,294
Clients
21
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
21
TypicalAverage account size
$241,252
About
The Retirement Readiness Institute is an independent registered investment adviser that provides ongoing portfolio management and financial planning primarily to individual investors, and also advises pension and profit-sharing plans. In addition to traditional investment supervisory services, the firm offers retirement plan consulting and participant-level services for 401(k) programs.
The firm’s investment process emphasizes technical analysis, using Point & Figure methodology and relative strength to build asset allocations across ETFs, mutual funds, variable annuities, equities and fixed income, and it manages most client accounts on a discretionary basis with regular monitoring. Accounts are reviewed at least quarterly by the firm’s sole investment professional, and clients receive periodic reporting and the opportunity for annual updates.
What is distinctive about this firm is its combination of individual wealth management with plan-level fiduciary roles under ERISA (including acting as a 3(21)/3(38) advisor or discretionary plan administrator) and a participant discretionary allocation program branded for 401(k) plans. The firm also requires use of its recommended custodians and provides enrollment/education offerings and plan-focused programs with varying minimums—an integrated plan adviser model that is less common among solo independent advisers.
Client services
Expertise
Fee options
Flat fees for enrollment and education (non-refundable), amount determined by client needs and number of employees
$0 - $250,000: 2.00% $250,001 - $500,000: 1.75% $500,001 - $750,000: 1.50% $750,001 - $1,000,000: 1.25% $1,000,001 - $2,500,000: 1.00% $2,500,001 - $10,000,000: 0.75% $10,000,001+: Negotiable
$100 to $350 per hour, negotiable
Account minimum: $250,000
Main office location
The Retirement Readiness Institute
7777 Glades Rd., Suite 100
Boca Raton FL 33434, United States
Number of offices
2
Most active in
California · Colorado · Florida · New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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