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The Raffin Group LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$26,748,654
This total excludes 10 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
67
33% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
67
Very HighAverage account size
$399,234
About
The Raffin Group provides customized portfolio management and financial-planning-related services for individuals — including high-net-worth clients — and also works with corporations and charitable organizations. The firm conducts an initial interview using financial planning software and produces a tailored investment plan and ongoing portfolio monitoring documented in an Investment Policy Statement.
Investment decisions are implemented through model allocations combined with client-specific recommendations, and the firm employs multiple methods of analysis (modern portfolio theory, fundamental, quantitative, technical and charting). TRG generally seeks discretionary authority to execute trades and may employ margin/borrowing, short sales and options strategies, which can introduce leverage and additional risk to some accounts.
Noteworthy differences from many peers include acting as sponsor and portfolio manager of a wrap fee program and a principal’s active role as a licensed insurance agent who may accept commissions for insurance or investment product sales; the brochure discloses this potential conflict and the firm’s practice of informing clients. The firm also lists corporate/business clients among its clientele and discloses outside business roles and the use of separately managed accounts (including situations involving borrowing), features that are less common among independent advisers.
Client services
Portfolio management
Expertise
Options & derivatives strategies
Tax-loss harvesting
Passive / index investing
Fee options
0.50% annually
Commissions accepted from sale of insurance products but not primary source of compensation
Main office location
The Raffin Group LLC
Los Altos Hills CA, United States
Number of offices
2
Most active in
The Raffin Group LLC has reported serving >5 clients in these states in the last 12 months.
California · Delaware · Florida · New York · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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