The Oak Ridge Financial Services Group, Inc

Oak Ridge Financial Services Group, Inc. provides investment advisory and financial planning services to individuals, trusts, estates and institutional clients, serving both high‑net‑worth and non‑high‑net‑worth households. The firm offers managed accounts, access to third‑party portfolio managers through RBC Capital Markets, and written comprehensive or segmented financial plans.

Oak Ridge’s advisors gather detailed client financial information and recommend either advisor‑managed portfolios or placement with third‑party managers; clients must approve third‑party selections and most accounts are managed on a non‑discretionary basis with periodic reviews. Custody and trade execution are conducted through RBC Clearing & Custody, and the firm uses a defined set of due‑diligence criteria (AUM, team, performance, discipline and investment philosophy) when evaluating third‑party managers.

Noteworthy differences from many peers include Oak Ridge’s status as a fully disclosed introducing broker‑dealer and its related brokerage and insurance activity, meaning representatives may receive separate commissions for securities or insurance transactions in addition to advisory fees. The firm has disclosed FINRA disciplinary matters related to supervision of fixed‑income trading (accepted AWCs in 2018 and 2024 with sanctions, fines and restitution) and, as of September 30, 2025, its asset base was primarily non‑discretionary (approximately $537 million non‑discretionary vs. $131 million discretionary).