The Mustico Financial Group, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$314,678,000
Clients
460
15% high-net worth
Advisors
4
of 4 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
115
Very HighAverage account size
$684,083
About
The Mustico Financial Group offers discretionary investment supervisory services, individual portfolio management, financial planning, periodic newsletters, and consulting to individuals (including high-net-worth clients), pension and profit-sharing plans, charities, and other entities. The firm reports managing approximately $316,510,000 across roughly 460 client relationships.
The firm develops client-specific written investment guidelines through in-depth interviews, relies on fundamental analysis, and employs both long- and short-term strategies (including the use of margin and block trading when appropriate). Accounts are typically managed on a discretionary basis, clients may impose written restrictions, and the adviser uses institutional custodial platforms and related research services to support portfolio implementation.
Noteworthy aspects of the firm include an affiliation with a practicing attorney and the subleasing of office space to an attorney, and a member of management who is licensed to practice law, although the advisory business does not provide legal services. In addition, advisers maintain registrations as broker‑dealer representatives and insurance agents and participate in a mutual referral arrangement with a broker‑dealer, creating additional compensation streams and conflicts of interest that the firm discloses and addresses in its policies.
Client services
Financial planning
Portfolio management
Portfolio monitoring and consulting
Expertise
General estate planning guidance
Retirement income strategy
Cash flow / budgeting
Wealth management
Long-term care insurance
Fee options
$0 - $100,000: Not explicitly stated; additional fees apply ($45 one-time processing fee and $45 annual maintenance fee) $100,000+: 0.65% to 1.95% annually, tiered based on assets under management
Separate commissions earned by licensed representatives when implementing investment recommendations (conflicts disclosed)
Financial planning and consulting services charged hourly at $150 to $250 per hour
Account minimum: $100,000 Minimum fee: $45 one-time processing fee and $45 annual maintenance fee for accounts below $100,000 Fee-only: Financial planning and consulting services charged hourly at $150 to $250 per hour
Main office location
The Mustico Financial Group, Inc.
221 West Church St.
Elmira NY 14901, United States
Number of offices
1
Most active in
The Mustico Financial Group, Inc. has reported serving >5 clients in these states in the last 12 months.
Florida · New York · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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