The Independent Financial Group
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$10,810,545
Clients
8
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
8
Very LowAverage account size
$1,351,318
About
The Independent Financial Group is a small, single‑advisor practice that provides financial planning, insurance advice, and nondiscretionary investment advisory services to individuals and business owners, often recommending an asset entry level of $1 million for its investment advisory services while offering planning and insurance work without a minimum. The firm acts as an independent consultant and arranges custody and implementation through approved third‑party institutional managers.
IFG generally operates on a nondiscretionary basis: it develops an investment policy statement with each client, obtains client approval before trades or manager changes, and selects independent third‑party managers to implement portfolios. The firm follows a CFP Board–aligned planning process, provides ongoing monitoring and quarterly due‑diligence reports, and offers clients online access that links account values to their financial plan.
What is distinctive about the practice is that the advisor is also a licensed insurance agent and may receive commissions when clients purchase recommended insurance products, a conflict the brochure discloses and that clients are free to decline. The firm does not provide direct portfolio management for individual accounts, does not take custody of client assets, and does not accept proxy‑voting authority, underscoring its role as a consultant rather than a discretionary asset manager.
Client services
Financial planning
Selection of other advisers
Expertise
General retirement planning
Social Security optimization
General tax planning
Occupation focus
Founder/Business Owner
Fee options
Initial planning fee charged as fixed fee based on estimated time and complexity; exact amount negotiable.
$0 - $500,000: 1.20% annually (0.30% quarterly) $500,001 - $1,000,000: 0.70% annually (0.175% quarterly) $1,000,001+: 0.50% annually (0.125% quarterly)
Advisor is an independent insurance agent and may receive commissions if clients purchase recommended insurance products; however, advisory fees are separate and clients are under no obligation to act on recommendations.
Financial planning charges accrue at $300 per hour for initial planning.
Account minimum: $1,000,000 Minimum fee: $450 quarterly fee for accounts below $500,000 (at IFG’s discretion) Fee-only: Fee-only financial planning and investment advisory services; no third-party commissions accepted by Advisor for advisory services.
Main office location
The Independent Financial Group
2655 First Street, Suite 250
Simi Valley CA 93065, United States
Number of offices
1
Most active in
The Independent Financial Group has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
LinkedIn
Facebook
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YouTube
Website
(805) 265-5416
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