T
The Garrett Group
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$4,357,937
Clients
12
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
12
LowAverage account size
$363,161
About
The Garrett Group provides investment advisory and financial planning services to individuals, small businesses, trusts, estates and retirement plans. The firm’s brochure lists portfolio management, a multi‑family office/“Our Family CFO” wealth management offering, comprehensive or limited financial plans, and hourly consulting.
The firm conducts ongoing account reviews and client reporting and describes its investment analysis methods as including fundamental and cyclical analysis. Most client relationships are non‑discretionary and the firm uses fee arrangements typical for independent advisers, including percentage‑of‑assets fees as well as flat and hourly fees for planning and consulting.
The firm is atypical among solo independent advisers in operating with accounting‑branded operations and disclosing that its principal(s) may also be licensed to offer insurance products, relationships the brochure notes are disclosed to clients to address potential conflicts. The Garrett Group also maintains a very small, boutique client base (12 accounts with about $2.5 million in non‑discretionary assets reported as of December 31, 2022), does not custody client assets, and offers a family‑office style service that may be uncommon for a firm of its size.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
General tax planning
General retirement planning
College savings (529s, UTMA, etc.)
Fee options
Flat fees for financial planning services; may require 50% fee in advance
0.25% to 1.00% of assets under management or net worth for Family Office Model
Certain principals are registered representatives and may receive brokerage commissions and 12b-1 trailing commissions on mutual fund purchases
Hourly consulting fees ranging from $50.00 to $350.00 per hour
Account minimum: Not explicitly stated; accounts below any stated minimum may be negotiable and accepted on an individual basis at TGG's discretion Fee-only: Financial planning fees charged on hourly basis $50.00 - $350.00 per hour or flat fee ranging from 0.15% to 1.00%
Main office location
The Garrett Group
1496 Neptune Ave
Encinitas CA 92024, United States
Number of offices
1
Most active in
The Garrett Group has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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