The Cornish Group LLC dba Cornish Financial Services Group

The firm provides financial planning services to individuals, trusts, and corporations, delivering comprehensive or segmented written plans, investment plans, and individual consultations tailored to client objectives. Fees are charged on a flat-fee or hourly basis and are negotiated on a case-by-case basis.

The firm focuses on financial planning rather than ongoing portfolio management: it does not accept discretionary authority, does not maintain assets under management, does not participate in wrap-fee programs, and does not use percentage-of-AUM billing. The brochure states the firm may use fundamental and technical analysis and monitor investment cycles, but it does not recommend particular securities or employ frequent trading.

Noteworthy features include the principal’s other industry roles—the principal is also registered as a broker-dealer representative, licensed as a real estate broker, is a registered tax preparer, and may act as a successor trustee—which can result in commissions, referral fees, or trustee compensation when services are provided in those capacities and are disclosed as potential conflicts. The firm also reports no custody of client assets and a very small client base, which shifts execution and reporting to third‑party custodians and distinguishes its operating model from many peers.