The Affinity Group, LLC logo

The Affinity Group, LLC

Updated today

Client assets under management

$678,349

Clients

7

0% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

4

Very Low

Average account size

$96,907

About

The Affinity Group is a small, state‑registered investment adviser that primarily serves individual clients rather than high‑net‑worth households. It offers discretionary portfolio management, financial planning and consulting, and participant‑directed (3(21)) employee retirement plan services, managing roughly $678,349 across seven client accounts with two advisors.

Affinity’s investment process is rooted in Modern Portfolio Theory and emphasizes diversified, asset‑class allocations implemented mainly through passively managed mutual funds and ETFs, with providers noted in the brochure such as Dimensional Fund Advisors, AQR, Vanguard and Bridgeway. The firm routinely uses third‑party sub‑advisers (including Focus Partners Advisor Solutions, Brinker Capital and others) for model portfolios and fixed‑income managed accounts, applies Monte Carlo simulations in planning, and conducts ongoing monitoring with periodic reviews.

Noteworthy distinctions include that Affinity’s associated persons hold individual insurance licenses and may recommend or implement insurance products for clients, receiving separate commission compensation that the firm discloses as a potential conflict of interest. The brochure also highlights the firm’s small roster and modest AUM for a supported adviser, plus promoter and back‑office/sub‑advisory arrangements with Focus Partners and others—relationships the firm says it monitors and discloses to clients.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers
Referral of clients to other investment advisers

Expertise

Passive / index investing Tax-loss harvesting College savings (529s, UTMA, etc.) General estate planning guidance

Fee options

Percentage

$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.80% annually $2,000,001 - $3,000,000: 0.65% annually $3,000,001 - $5,000,000: 0.45% annually $5,000,001+: 0.35% annually

Other

Account minimum: $400,000 Minimum fee: Minimum annual fee of $5,000 generally required Fee-only: Financial planning and consulting fees generally range from $2,000 to $25,000 per year, negotiated depending on complexity

Main office location

The Affinity Group, LLC

4 Tower Place, First Floor

Albany NY 12203, United States

Number of offices

1

Most active in

New York

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Nicholas P

Series 63, Series 65

Albany, NY

The Affinity Group, LLC

Nicholas Preddice is a financial advisor at The Affinity Group, LLC with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at BST Wealth Management, LLC and MML Investors Services, LLC/MassMutual Life Insurance Co. Outside of advising, he serves as Chair of the Foundation Board for Access Supports for Living, a nonprofit organization. The Affinity Group primarily serves individual investors and participant-directed retirement plans, offering discretionary portfolio management, financial planning, and consulting services. The firm’s investment approach focuses on long-term asset allocation using passive mutual funds and ETFs, supported by model portfolios and institutional sub-advisors.

Passive / index investing Tax-loss harvesting College savings (529s, UTMA, etc.) General estate planning guidance
user avatar

Gary S

Series 63

Albany, NY

The Affinity Group, LLC

Gary Sancilio is a financial advisor at The Affinity Group, LLC with 29 years of industry experience. He holds a Series 63 designation and has worked previously at BST Wealth Management, LLC and Mass Mutual Investors Services. He also acts as an insurance agent for individual and group life, long-term care, and disability products. The Affinity Group serves individual investors and participant-directed retirement plans, providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm emphasizes long-term, asset-allocation strategies using passively managed funds and employs institutional sub-advisors and tools such as Monte Carlo simulations in its investment approach.

Passive / index investing Tax-loss harvesting College savings (529s, UTMA, etc.) General estate planning guidance
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