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TGS Financial Advisors

Updated today

Client assets under management

$425,986,789

Clients

259

39% high-net worth

Advisors

6

of 13 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

43

Low

Average account size

$1,644,737

About

TGS Financial Advisors provides discretionary investment management, financial planning, and related consulting to individuals, high-net-worth clients, trusts, estates, and retirement plan participants. The firm conducts advisory services exclusively through its wrap fee programs, including a firm-branded wrap program and a TriageMD Medical Professional Program, and offers both discretionary and non-discretionary engagements.

The firm implements portfolios using mutual funds, ETFs, sub-advisors (including AMS-managed programs), and a mix of long- and short-term strategies while treating cash as an asset class; certain strategies may employ options. TGS supplements its investment process and client reporting with third-party platforms (eMoney/ByAllAccounts, FP Alpha) and maintains an AI policy and oversight for any artificial intelligence tools used in analysis or client materials.

Distinctive features noted in the brochure include TGS’s role as a wrap-fee program sponsor (rather than solely participating as a sub-advisor), the production of periodicals/newsletters and delivery of educational seminars or workshops for clients, and a time-limited TriageMD program focused on early-career medical professionals. The firm also integrates a commission-free insurance platform (DPL) into planning and uses sub-advisory relationships to allocate specialized management when appropriate.

Client services

Financial planning Portfolio management Selection of other advisers Newsletters or periodicals Educational seminars or workshops

Expertise

Equity compensation tax strategy Roth conversion strategy Options & derivatives strategies Annuities

Occupation focus

Doctor or Medical Professional

Demographic focus

Young Professionals

Fee options

Fixed

Initial Proposal fee generally ranges between $4,000 and $8,000; Financial planning and consulting fees generally range from $1,000 to $10,000 fixed fee basis; TriageMD Foundations Plan one-time fee is $3,500.

Percentage

0.75% to 1.25% annually (wrap program fee varies based on account size and other factors)

Other

Fee-only: Financial planning and consulting fees generally range from $1,000 to $10,000 on a fixed fee basis; Initial Proposal fee generally ranges between $4,000 and $8,000; TriageMD Foundations Plan one-time fee is $3,500; Annual TGS Medical Professional Program fee is $7,000 charged $1,750 per quarter.

Main office location

TGS Financial Advisors

100 W. Matsonford Road, Building 3, Suite 304

Radnor PA 19087, United States

Number of offices

1

Most active in

California · Delaware · Florida · Georgia · Louisiana · Maryland · New Hampshire · New Jersey · New York · North Carolina · Pennsylvania · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Thomas R

CFP®, Series 65

Radnor, PA

TGS Financial Advisors

Thomas Rylko is a CFP® professional with 16 years of industry experience, currently serving as an advisor at TGS Financial Advisors since 2015. He holds the Series 65 designation and is based in Radnor, PA. TGS Financial Advisors is a team of seven professionals serving individuals, business entities, trusts, estates, charitable organizations, and participant-directed retirement plans. The firm offers discretionary and non-discretionary investment management, financial planning, and consulting services, with a distinctive focus on wrap-fee programs and a specialized advisory track for medical professionals.

Equity compensation tax strategy Roth conversion strategy Options & derivatives strategies Annuities Doctor or Medical Professional Young Professionals
user avatar

Marvin B

CFP®, Series 66

Radnor, PA

TGS Financial Advisors

Marvin Barron is a CFP® with 14 years of industry experience, currently serving as an advisor at TGS Financial Advisors since 2022. Prior to joining TGS, he was self-employed for eight years. Outside of his financial advisory role, he operates MLB Consulting, providing personal coaching focused on personal growth topics. TGS Financial Advisors serves individuals, business entities, trusts, estates, charitable organizations, and participant-directed retirement plans with discretionary and non-discretionary investment management, financial planning, and consulting services. The firm is notable for sponsoring wrap-fee programs and offering a specialized advisory track for new medical professionals.

Equity compensation tax strategy Roth conversion strategy Options & derivatives strategies Annuities Doctor or Medical Professional Young Professionals
user avatar

James H

CFP®, ChFC®, Series 63, Series 65

Radnor, PA

TGS Financial Advisors

James Hemphill is a CFP® and ChFC® with 34 years of industry experience. He has been with TGS Financial Advisors since 2007, part of a seven-advisor team based in Radnor, PA. TGS Financial Advisors serves individuals, business entities, trusts, estates, charitable organizations, and participant-directed retirement plans, offering discretionary and non-discretionary investment management, financial planning, and consulting services. The firm is notable for sponsoring wrap-fee programs and providing a specialized advisory track for medical professionals through its TriageMD offering.

Equity compensation tax strategy Roth conversion strategy Options & derivatives strategies Annuities Doctor or Medical Professional Young Professionals
user avatar

Audrey L

CFP®, Series 65

Radnor, PA

TGS Financial Advisors

Audrey Libois is a CFP® professional with 14 years of industry experience, currently serving at TGS Financial Advisors since 2010. She holds a Series 65 license and is based in Radnor, PA. TGS Financial Advisors serves individuals, business entities, trusts, estates, charitable organizations, and participant-directed retirement plans by providing investment management, financial planning, and consulting services. The firm is notable for sponsoring wrap-fee programs and offering a specialized advisory track for new medical professionals through its TriageMD program.

Equity compensation tax strategy Roth conversion strategy Options & derivatives strategies Annuities Doctor or Medical Professional Young Professionals
user avatar

Yousef A

Series 65

Radnor, PA

TGS Financial Advisors

Yousef Almbaid is a financial advisor at TGS Financial Advisors with one year of industry experience. He holds a Series 65 designation and previously worked at Haverford College and Ramallah Friends School. TGS Financial Advisors serves individuals, business entities, trusts, estates, charitable organizations, and retirement plans, offering discretionary and non-discretionary investment management, financial planning, and consulting. The firm operates two wrap-fee programs and provides a specialized advisory track for new medical professionals.

Equity compensation tax strategy Roth conversion strategy Options & derivatives strategies Annuities Doctor or Medical Professional Young Professionals
user avatar

Caroline K

Series 65

Radnor, PA

TGS Financial Advisors

Caroline Kiser is a financial advisor at TGS Financial Advisors in Radnor, PA, holding a Series 65 designation. She joined the firm in 2024 and has experience working in educational and analytics roles prior to her advisory position. TGS Financial Advisors serves individuals, business entities, trusts, estates, charitable organizations, and participant-directed retirement plans by providing investment management, financial planning, and consulting services through wrap-fee programs. The firm’s investment approach includes mutual funds, ETFs, sub-advisors, and a combination of fundamental and technical analysis, with a specialized advisory track for medical professionals.

Equity compensation tax strategy Roth conversion strategy Options & derivatives strategies Annuities Doctor or Medical Professional Young Professionals
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