Tesfaye O'Neill Financial

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Client assets under management

Clients

0% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

About

Tesfaye O’Neill Financial, LLC serves individual clients by providing financial coaching, ongoing account reviews, and educational seminars and workshops, and it acts as a co-adviser on Matson Money-managed accounts. Its services include assisting clients with Matson Money paperwork, reviewing quarterly statements, making allocation recommendations, and delivering educational workshops that are stated to be informational rather than individualized tax or investment advice.

The firm’s investment approach emphasizes Modern Portfolio Theory and long-term investing, with periodic (typically quarterly) reviews focused on asset allocation, rebalancing, and tax-loss harvesting when appropriate. TOF does not exercise discretionary trading authority or direct portfolio management for client accounts; Matson Money retains trading discretion and handles trade execution and fee billing while TOF provides oversight and client coordination.

Noteworthy aspects include an affiliation with an active law practice: the firm’s advisors are practicing attorneys who may offer legal services outside the advisory business, a relationship the brochure discloses as a potential conflict of interest. The firm also operates a small, co-advisory model that publishes free seminars and workshops and reported no assets under management as of December 2025, reflecting its role in coordinating advice rather than managing portfolios in-house.

Client services

Financial planning Selection of other advisers Educational seminars or workshops

Expertise

Cash flow / budgeting

Fee options

Percentage

$0 - $1,000,000.00: 0.94% annually $1,000,000.01 - $4,000,000.00: 0.74% annually $4,000,000.01+: 0.64% annually

Main office location

Tesfaye O'Neill Financial

6350 Walker Lane, Suite 530

Alexandria VA 22310, United States

Number of offices

Most active in

Maryland · Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Lawyer

They provide legal services, typically billed separately.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 703-705-2011

Advisors at this firm

Juliana O

Series 65

Alexandria, VA

Tesfaye O'Neill Financial

Juliana O'Neill is a financial advisor at Tesfaye O'Neill Financial with three years of industry experience. She holds a Series 65 credential and has worked at Tesfaye O'Neill Financial since 2022. In addition to her financial advisory role, she is an attorney at Tesfaye O'Neill Law, an estate planning firm, where she has worked since 2015. Tesfaye O’Neill Financial provides financial coaching, educational seminars, and co-advisory investment services to individual clients, utilizing a third-party discretionary manager for trade execution and fee billing. The firm focuses on risk profiling, investment horizons, and long-term asset allocation using Modern Portfolio Theory, and offers legal and tax services through an affiliated law practice.

Cash flow / budgeting

Girum T

Series 65

Alexandria, VA

Tesfaye O'Neill Financial

Girum Tesfaye is a financial advisor at Tesfaye O'Neill Financial with a Series 65 designation and two years of industry experience. He is also a partner and attorney at Tesfaye O'Neill Law, an estate planning law firm where he has worked since 2015. Tesfaye O’Neill Financial serves individual clients through financial coaching, educational seminars, and co-advisory investment services using a third-party platform. The firm focuses on risk profiling, investment horizons, and financial objectives, employing Modern Portfolio Theory and a long-term investment approach while collaborating with a discretionary third-party manager for trade execution and fee billing.

Cash flow / budgeting

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