Terrell Financial Group

Terrell Financial Group provides discretionary investment management and financial planning services to individuals, pension and profit‑sharing plans, trusts, estates, and charitable organizations; the firm reports about $22.5 million in assets under management across roughly 157 client relationships and operates with a single advisory professional. Services include ongoing portfolio management, tailored financial plans delivered within defined timelines, and acting as a liaison to third‑party money managers when appropriate.

Investment programs are built from client‑stated objectives and documented in investment policy statements and risk‑tolerance assessments, with analysis that can include fundamental, technical, and cyclical methods and quarterly account reviews. The firm typically exercises discretionary trading authority to implement strategies and also places clients with third‑party managers while providing ongoing oversight and account reporting.

Notable distinctions include regular educational seminars and workshops offered free to the public, which the firm describes as educational rather than advisory — a feature less common among similar firms. The firm’s managing member maintains an affiliated insurance business and the firm discloses that clients may be offered insurance products that generate commission income; the brochure identifies these affiliations, referral fees from third‑party managers, and certain vendor incentives as potential conflicts of interest and describes disclosure and choice as mitigation measures.