Tenere Financial

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Client assets under management

$80,556,000

Clients

2% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$1,678,250

About

Tenere Financial advises individual clients, including both high‑net‑worth and non‑HNW households. The firm provides portfolio management and financial planning services and typically charges advisory fees expressed as a percentage of assets under management.

The firm's Form ADV brochure describes an individualized approach to portfolio construction and ongoing monitoring tied to each client’s objectives. Tenere operates with a two‑advisor team overseeing about $81.7 million in client assets and a client roster of roughly 48 households, which supports more direct engagement between advisors and clients.

A notable element in the brochure is that Tenere regularly offers educational seminars and workshops for clients and prospective clients, a service that is uncommon among peers in the supported‑firm category. Paired with its small team and modest client base, the seminar program indicates a deliberate emphasis on client education within its advisory model.

Client services

Financial planning Portfolio management Educational seminars or workshops

Expertise

Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance Long-term care insurance Equity Recipients (RS/RSU, SOP, ESPP)

Most active in

Texas · Washington

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Website 425-736-9303

Advisors at this firm

Stephen K

Series 63, Series 65

Sammamish, WA

Tenere Financial

Stephen Kriha is a financial advisor at Tenere Financial with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Tenere LLC since 2015 and previously at Trutina Financial from 2012 to 2021. Tenere Financial provides discretionary investment management and fee-only financial planning to individuals, business entities, trusts, estates, foundations, and charitable organizations. The firm manages approximately $70 million in assets and employs a committee-driven investment process that combines qualitative and quantitative research across a range of investment vehicles.

Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance Long-term care insurance Equity Recipients (RS/RSU, SOP, ESPP)

April K

CFP®, Series 65

Sammamish, WA

Tenere Financial

April Kriha is a CFP® with 11 years of experience in the financial services industry. She has been with Tenere Financial since 2015 and previously worked at Nordstrom from 2014 to 2016. Tenere Financial provides discretionary investment management and fee-only financial planning to individuals, business entities, trusts, estates, foundations, and charitable organizations. The firm manages approximately $70 million in assets and uses a committee-driven process with both qualitative and quantitative research to guide investment decisions across a diverse range of asset classes and managers.

Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance Long-term care insurance Equity Recipients (RS/RSU, SOP, ESPP)

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