Team Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,771,205
Clients
6
33% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
6
Very LowAverage account size
$628,534
About
The firm provides investment management, comprehensive financial planning, and retirement-plan consulting to individuals, charitable organizations, corporations, and pension or profit‑sharing plans. It operates on a fee‑only basis, charging percentage‑of‑AUM advisory fees for discretionary portfolio management and offering both ongoing and project‑based planning engagements, along with tax preparation services provided by related personnel.
The firm’s investment process emphasizes asset allocation grounded in modern portfolio theory and may combine passive and active vehicles; it uses fundamental, technical, cyclical, and charting analysis to inform portfolio construction and rebalancing. Portfolios can be tailored for socially conscious investing when requested, and the adviser implements client‑imposed restrictions and discretionary trading consistent with each client’s investment policy and risk tolerance.
Compared with many independent advisers, the firm also provides retirement plan consulting and serves as an ERISA fiduciary to plan sponsors, and it offers educational seminars and speaking engagements—services that are relatively uncommon among peers of its size. The brochure discloses a prior non‑investment‑related charge against the firm’s principal that was dismissed, and the principal’s documented CFP certification and prior corporate finance and industry experience are noted as part of the firm’s background.
Client services
Financial planning
Portfolio management
Pension consulting
Educational seminars or workshops
Expertise
Wealth management
College savings (529s, UTMA, etc.)
Business ownership considerations
General estate planning guidance
Fee options
Financial planning fixed fees range from $3,000 to $10,000; retirement plan consulting fixed fees range from $5,000 to $40,000; educational seminars fees range from $0 to $20,000.
$0 - $500,000: 0.95% $500,001 - $1,000,000: 0.90% $1,000,001 - $2,500,000: 0.85% $2,500,001 - $5,000,000: 0.80% $5,000,000+: 0.75%
$400 per hour for project-based financial planning and retirement plan consulting.
Ongoing financial planning fees range from $400 to $1,000 per month or $1,200 to $3,000 per quarter, paid monthly or quarterly in advance.
Fee-only: Fixed fees and hourly rates for financial planning, retirement plan consulting, and educational seminars.
Main office location
Team Financial Planning
Union NJ, United States
Number of offices
1
Most active in
Team Financial Planning has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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