T
Tavel Insurance & Financial Services, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,000,000
Clients
37
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
37
HighAverage account size
$135,135
About
The firm provides investment advisory services and insurance products to individual and high‑net‑worth clients. As a registered investment adviser, it refers clients to unaffiliated third‑party investment advisers for portfolio management and also operates as a licensed insurance agency offering insurance products.
Rather than directly managing client assets, the firm conducts searches, recommends third‑party investment advisers and programs, and monitors the selected managers on an ongoing basis; clients sign agreements directly with those managers. The firm does not assume discretionary trading authority, does not custody client assets, and does not execute trades or vote proxies for accounts managed by the third‑party advisers it recommends.
What is distinctive for a solo independent adviser is the combination of advisory referrals with active insurance brokerage: licensed agents associated with the firm earn commission‑based compensation for insurance sales and devote a substantial portion of their professional time to insurance activities, a potential conflict the firm discloses and addresses through its code of ethics. The firm generally shares in fees paid to recommended third‑party managers rather than providing in‑house portfolio management or billing clients directly for asset management.
Client services
Selection of other advisers
Expertise
Long-term care insurance
Fee options
Commission-based compensation is earned for the sale of insurance products, which is separate and in addition to advisory fees.
Account minimum: Minimum requirements depend on the Third Party Investment Adviser (TPIA) managing the account; clients must meet the minimum investment requirements set by the recommended TPIAs. Specific minimum amounts are not stated in this brochure. Fee-only: Fees are paid to recommended Third Party Investment Advisers (TPIAs) for management services; the total fees charged by the TPIA, including the portion shared with Tavel Insurance & Financial Services, will not exceed 3% of assets under management per year.
Main office location
Tavel Insurance & Financial Services, LLC
Fort Lauderdale FL, United States
Number of offices
1
Most active in
Tavel Insurance & Financial Services, LLC has reported serving >5 clients in these states in the last 12 months.
Indiana
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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