TAVCO Financial Advisory, Inc

Tavco Financial Advisory, Inc. advises individual clients — including high‑net‑worth individuals — and retirement plans, providing portfolio management primarily by recommending and monitoring third‑party money managers and offering ERISA plan services. As of 12/31/2024 the firm reported roughly $3.9 million in assets under management across about 39 client accounts.

The firm typically gathers client financial and suitability information to tailor recommendations, then identifies and places client assets with third‑party managers or platform solutions such as Orion and TAMP while continuing periodic monitoring and consulting. Tavco uses fundamental analysis in its investment process, commonly recommends mutual funds for plan advice, and may recommend TAMP’s DBS Hedging Strategy for the equity allocation when TAMP is selected.

Tavco is atypical among peers in reporting that virtually all AUM is managed on a non‑discretionary basis, and in its affiliation with a broker‑dealer and an insurance agency; several supervised persons also engage in commission‑based brokerage and insurance activities. Those affiliations, the firm’s solicitor relationships with certain managers, and its limited authority to deduct fees at certain custodians are operational features that can affect how services are delivered and that prospective clients should consider when evaluating potential conflicts of interest and account setup.