Tandem Financial Guidance, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$10,928,575
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
22
14% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
22
Average account size
$496,753
About
Tandem Financial Guidance serves individuals, high‑net‑worth clients, charitable organizations, and businesses, providing financial planning, discretionary investment management, and educational seminars. Offerings include both project‑based and ongoing planning engagements addressing retirement, tax considerations, insurance, estate planning, and cash‑flow analysis, with referrals to outside professionals as needed.
The firm primarily uses a passive investment approach, constructing diversified portfolios with index mutual funds and ETFs and implementing client‑specific asset‑allocation targets under discretionary authority. Financial planning services range from modular, single‑issue projects to comprehensive ongoing plans with periodic monitoring and adjustments tied to clients’ objectives and risk tolerances.
Noteworthy aspects include an explicit focus on charitable organization clients—an uncommon client type for firms of this category—and a related tax and bookkeeping business that clients may use separately. The adviser operates on a fee‑only basis, adheres to fiduciary standards, and relies on custodial reporting for account activity rather than producing separate written account reports for investment management clients.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Tax strategies for small businesses
Business exit / sale strategy
Fee options
Fixed fees ranging from $1,000 to $10,000 for project-based financial planning; recurring fixed fee for ongoing financial planning calculated as 1% of annual income plus 0.5% of net worth or invested assets (whichever is greater), minimum $3,600
$0 - $250,000: 1.20% $250,001 - $999,999: 1.00% $1,000,000+: 0.85%
Hourly rate of $250 for project-based financial planning
Minimum fee: Minimum annual fee of $3,600 for ongoing financial planning Fee-only: Fee-only firm, compensated only by client fees
Most active in
Tandem Financial Guidance, LLC has reported serving >5 clients in these states in the last 12 months.
Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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