Tamarind Financial Planning

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Total assets under management

Total clients

80% high-net worth

Total advisors

of 3 employees

Firm size

Supported

1-3 advisors or $200M+ in AUM

Average clients per advisor

Average account size

About

Tamarind Financial Planning serves individual clients — including high-net-worth households — as well as pension and profit-sharing plans, providing fee-only financial planning, portfolio reviews, project-based advice, and non-discretionary investment management delivered through third-party sub‑advisers. The firm also offers pension consulting and support for plan governance and participant education for retirement plans.

The firm’s investment advice emphasizes asset allocation grounded in Modern Portfolio Theory and uses mutual funds and ETFs to implement diversified portfolios tailored to each client’s time horizon, risk tolerance, and liquidity constraints. Because Tamarind relies on external sub‑advisers for discretionary management, it conducts due diligence on those managers and retains the authority to hire or terminate them while coordinating ongoing reviews and reporting.

Compared with peers, Tamarind combines a small advisory team and modest client base with an unusually broad physical presence — operating five offices despite having three advisors and about 50 clients — and it explicitly provides educational workshops and participant-education services for plan clients. The firm’s leadership holds advanced planning and investment credentials (CFP® and CFA® among them), and its model centers on fee-only planning plus outsourced investment implementation rather than direct in-house asset management.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

General retirement planning Income planning Charitable giving tax strategies Retirement plans for business owners (SEP, solo 401k)

Fee options

Percentage

$0 - $2,000,000: 1.00% $2,000,001 - $5,000,000: 0.80% $5,000,001 - $10,000,000: 0.70% $10,000,001+: 0.50%

Project-based

Project-based financial advice charged on an hourly basis up to $600/hour with a minimum 3 hours.

Other

Account minimum: $1,000,000 (minimum annual fee waived if client has at least $1,000,000 under management) Minimum fee: Minimum annual fee of $10,000 for clients receiving both financial planning and investment management services, applied quarterly and charged in advance. This minimum fee may be waived if client has at least $1,000,000 under management. Fee-only: Financial planning services offered on a fee-only basis, including one-time plan development fees of $4,000 - $10,000 and ongoing planning fees between $4,000 and $10,000 annually.

Main office location

Tamarind Financial Planning

1900 S. Norfolk St, Suite 350

San Mateo CA 94403, United States

Number of offices

Most active in

California

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook X Website (650) 667-8691

Advisors at this firm

Patrick M

Series 65

San Mateo, CA

Tamarind Financial Planning

General retirement planning Income planning Charitable giving tax strategies Retirement plans for business owners (SEP, solo 401k)

Ariadne H

CFP®

San Mateo, CA

Tamarind Financial Planning

I have been practicing financial planning since 2008 and came to this profession out of a desire to help others and work in a meaningful profession where I can impact lives positively. A graduate of Smith College, I worked in consulting and marketing earlier in my career and came to financial planning later. My broad experience and liberal arts education have been helpful in understanding a range of different clients in various life situations. Having lived in France, India and the UK, I have international skills to bring to those with cross border situations. I founded my own firm in 2015 and merged with Tamarind Financial Planning, in October of 2022. George Kinder's Life Planning training allowed me to delve deeper into the part of client's lives that focuses on what they want to get out of their time on this earth so we can direct their finances towards that. I love the outdoors, yoga, Pilates, reading, creative writing and meditation. Married to an academic working in Climate Finance means at times spending significant time in other countries and travelling. Our two children are now pursuing their studies so we are fresh empty nesters!

Cross-border & expatriate issues Women's Finance Gen X (Born 1965-1980)

Emilie G

CFP®, CFA®

San Mateo, CA

Tamarind Financial Planning

General retirement planning Income planning Charitable giving tax strategies Retirement plans for business owners (SEP, solo 401k)

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