Tam Financial Advisors, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$171,280,254
This total excludes 3 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
89
42% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
89
Very HighAverage account size
$1,924,497
About
TAM Financial Advisors serves individual and high‑net‑worth clients with personalized investment management and financial planning and also works with a range of institutional clients, including corporate pension and profit‑sharing plans, Taft‑Hartley plans, charitable institutions, foundations, and endowments. The firm offers discretionary portfolio management, one‑time and ongoing personal retirement/financial planning, and pension consulting and participant education for plan sponsors and fiduciaries.
Investment decisions are implemented through individualized Investment Policy Statements and a focus on strategic asset allocation, dividend income, and a mean‑reversion/value‑oriented security selection process; accounts are reviewed at least quarterly and management is typically discretionary. The firm also employs defensive tools—including covered‑call and other options strategies where appropriate—to reduce portfolio volatility and emphasizes tax efficiency and cost control while serving primarily moderate‑to‑conservative investors.
Compared with most independent solo advisors, TAM’s practice is notable for its institutional and plan consulting work—providing plan reviews, benchmarking, vendor selection assistance, and ongoing ERISA‑related advisory services that are uncommon among peers. The firm is fee‑only and fiduciary in its compensation model, limits client counts to maintain frequent communication, and manages roughly $171 million of client assets, primarily on a discretionary basis.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Retirement plans for business owners (SEP, solo 401k)
Equity compensation tax strategy
Options & derivatives strategies
Tax-loss harvesting
Occupation focus
Founder/Business Owner
Executive
Demographic focus
Mid-Career Professionals
Approaching retirement
Fee options
Flat fees for personal financial or retirement plans typically range from $2,500 to $5,000; pension consulting fixed fees typically range from $1,000 to $10,000 annually
$0 - $1,000,000: 1.00% annually $1,000,001 - $2,000,000: 0.80% annually $2,000,001+: 0.60% annually
Typically $325 per hour for financial planning; $150 - $325 per hour for pension consulting
Account minimum: $1,000,000 Minimum fee: Minimum annual fee usually $10,000, negotiable Fee-only: Fee-only advisory firm; no commissions or sales incentives accepted
Most active in
Tam Financial Advisors, LLC has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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