Tabula Rasa Advisors, LLC

The firm provides fee-only financial planning and wealth management to individuals (including high-net-worth and non‑HNW clients) as well as institutional clients such as retirement plans, trusts, estates, and other investment-adviser clients. Services include portfolio management, periodic performance reporting, and retirement plan advisory and education for plan sponsors and participants.

Investment decisions are guided by academic research and Modern Portfolio Theory, with a primary emphasis on evidence‑based, passively managed mutual funds and ETFs rather than individual securities; model portfolios are used to illustrate asset‑class allocations and risk/return tradeoffs. The firm either manages accounts directly or engages an SEC‑registered sub‑adviser to implement diversified model portfolios and typically operates under limited trading authority with periodic reviews.

What is distinctive about the firm is its close ties to accounting practices and retirement plan consulting: principals hold accounting credentials (including the PFS designation), maintain affiliations with a public accounting firm and an affiliated accounting/consulting entity, and the adviser acts as an ERISA fiduciary to plan sponsors while working with identified retirement plan service providers. These dual roles—serving other investment advisers and institutional retirement clients while being affiliated with accounting firms and a pension consultant—are less common among similarly sized supported firms and are disclosed as potential conflicts of interest.