T
T.S. Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$3,200,000
Clients
22
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
22
TypicalAverage account size
$145,455
About
The firm provides investment management, financial planning, and retirement-plan advisory services to individuals, high-net-worth clients, and corporate plan sponsors. Offerings include discretionary and non-discretionary portfolio management, full and ongoing financial planning, and ERISA plan services as either a limited 3(21) fiduciary or a 3(38) investment manager.
The adviser tailors strategies to client objectives using analytical methods such as Monte Carlo simulations and technical analysis, with periodic monitoring, rebalancing, and at least quarterly account reviews. Financial plans are typically delivered within about 60 days (contingent on timely client documentation), and clients receive ongoing check-ins for implementation and adjustments.
Distinctive for a small independent firm, it provides pension consulting and can assume fiduciary duties for workplace retirement plans—a service offered by relatively few peers. The adviser also maintains an affiliated insurance practice (approximately 40% of time) and discloses receipt of commissions, and the firm manages about $3.2 million for roughly 22 clients, indicating a small, advisor-led client base.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Wealth management
Cash flow / budgeting
Retirement plans for business owners (SEP, solo 401k)
General tax planning
Fee options
Financial planning flat fee between $500 and $5,000; ongoing financial planning fixed annual fee $500 to $5,000
1.65% annually for asset management; up to 1% annually for ERISA plan services
$200 per hour for financial planning consultation services
Ongoing financial planning fixed annual fee $500 to $5,000 billed quarterly in advance
Fee-only: Hourly financial planning at $200/hour; fixed fees for financial planning $500 to $5,000; ongoing financial planning fixed annual fee $500 to $5,000
Main office location
T.S. Financial Planning
Derry NH, United States
Number of offices
1
Most active in
T.S. Financial Planning has reported serving >5 clients in these states in the last 12 months.
New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")