Swiss American Asset Management

Swiss American Asset Management LLC provides investment advisory services to individuals and high‑net‑worth clients primarily by selecting and overseeing third‑party money managers rather than directly managing securities. The firm uses model portfolios maintained by sub‑advisers (currently Virtue Capital Management) and serves as the primary ongoing contact for clients whose assets are allocated to those portfolios.

SAAM evaluates suitability and determines portfolio allocations using client‑specific factors such as age, income, net worth, liquidity needs, tax status, investment experience, time horizon and risk tolerance, and it conducts at least annual reviews to confirm those assumptions. The firm typically retains discretionary authority to allocate assets among sub‑adviser portfolios while allowing clients to impose reasonable restrictions and to engage sub‑advisers directly if they choose.

Compared with many solo independent advisers, SAAM discloses atypical outside activities and compensation arrangements: the managing member is licensed as an independent insurance agent and also acts as a realtor, and the firm receives a fee‑share from its sub‑adviser relationship; insurance sales generate commission compensation separate from advisory fees and are disclosed as a potential conflict of interest. This combination of oversight‑only advisory services with active insurance and real‑estate affiliations distinguishes the firm from peers that primarily provide direct portfolio management without affiliated insurance or brokerage activities.