Swiftwater Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$167,377,114
This total excludes 4 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
45
51% high-net worth
Advisors
1
of 3 employees
Firm type
Supported
1-3 advisors or $200M+ in AUM
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
45
TypicalAverage account size
$3,719,491
About
Swiftwater Capital provides fee-only investment management and cash flow planning primarily to individual investors, with a particular focus on clients who are near or in retirement and those concerned about transferring financial and legal management to successors. The firm also offers estate planning and administration support, including a Succession Management: Planning & Legacy (SMPL) Audit, and limited ERISA consulting for qualified plans when the plan sponsor is owned by an existing wealth management client.
The firm manages accounts on a generally discretionary basis and emphasizes asset-allocation targets, periodic rebalancing, and aligning portfolio distributions with projected retirement income needs derived from cash flow studies. Swiftwater uses eMoney to consolidate client financial data and an AI-enabled software tool to analyze prior-year tax returns and estate documentation, with analyses reviewed by an in-house CPA and staff attorney.
Notable distinctions include the firm’s integrated use of a staff attorney and staff CPA as part of its planning services, its explicit SMPL Audit product focused on reducing transfer and successor risk, and hands-on support for clients using internet-based estate document tools. As a single-owner advisory practice that recently transitioned to SEC registration, Swiftwater manages roughly $171 million across a small client base, reflecting a comparatively concentrated, multidisciplinary advisory model.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Roth conversion strategy
Charitable giving tax strategies
Cash flow / budgeting
Occupation focus
Retired
Fee options
Fixed fees for Cash Flow Studies ranging from $3,500 to $10,000
$0 - $1,000,000: 0.75% annually $1,000,001 - $2,000,000: 0.65% annually $2,000,001 - $3,000,000: 0.55% annually $3,000,001 - $5,000,000: 0.45% annually $5,000,001 - $10,000,000: 0.30% annually $10,000,001+: 0.15% annually
$250 per hour for Cash Flow Studies
Account minimum: No minimum account size requirement; minimum annual fee of $3,500 for Investment Management Services (which may be negotiable) Minimum fee: Minimum annual fee of $3,500 for Investment Management Services Fee-only: Fee-only firm; compensation solely from clients; no commissions or sales-related compensation
Main office location
Swiftwater Capital
Lake Oswego OR, United States
Number of offices
1
Most active in
Swiftwater Capital has reported serving >5 clients in these states in the last 12 months.
Oregon · Washington
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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