Summit Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$245,854
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Clients per advisor
0
Average account size
—
About
Summit Wealth Management provides financial planning, ongoing portfolio management, and pension consulting primarily for pooled and institutional accounts, including retirement plan sponsors, while also working with individual and small‑business clients. Its service set includes modular and broad financial plans, periodic educational workshops, and implementation of investment strategies through sub‑advisers when appropriate.
The firm manages portfolios on a discretionary basis using a Core+Satellite framework along with active and cash‑management strategies, and it conducts due diligence when recommending or engaging external institutional managers. While portfolio advisory compensation generally follows an asset‑based model, the firm also offers project‑based planning and hourly modular planning and runs complimentary educational seminars.
Distinctive for an investment manager of its size, the firm provides pension consulting services such as investment policy statement drafting, manager due diligence, substitution recommendations, and participant education, and it routinely selects other advisers for client mandates. The principal is also a licensed insurance agent who may recommend and sell insurance or annuity products—an arrangement the brochure discloses as a potential conflict of interest.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Income planning
College savings (529s, UTMA, etc.)
Long-term care insurance
Active portfolio management
Occupation focus
Self-Employed
Fee options
Financial planning fixed fees range from $1,000 to $20,000; retirement/pension plan fixed fees range from $2,000 to $20,000
$0 - $1,000,000: 1.50% (150 basis points) $1,000,001 - $2,000,000: 1.25% (125 basis points) $2,000,001 - $3,000,000: 1.00% (100 basis points) $3,000,001 - $4,000,000: 0.85% (85 basis points) $4,000,001 - $5,000,000: 0.70% (70 basis points) $5,000,001+: 0.60% (60 basis points)
$350 per hour, billed in 10-minute increments
Main office location
Summit Wealth Management
Berlin MD, United States
Number of offices
1
Most active in
Summit Wealth Management has reported serving >5 clients in these states in the last 12 months.
Maryland
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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