Summit Ridge Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$29,987,405
This total excludes 6 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Total clients
87
10% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
87
Average account size
$344,683
About
Summit Ridge Advisors is a fee‑only independent registered investment adviser that provides investment management, financial planning, and retirement plan consulting and management to high‑net‑worth individuals, employer‑sponsored retirement plans, and business clients. The firm offers discretionary portfolio management, hourly planning engagements, and serves as a third‑party advisor on certain annuity accounts.
The firm emphasizes asset allocation guided by modern portfolio theory and blends passive and active strategies across mutual funds, ETFs, and individual securities; its ADV also discloses the use of fee‑based annuities, structured notes, and crypto ETFs where appropriate. Summit Ridge frequently uses sub‑advisors and subscribes to Altruist’s Model Marketplace and Altruist One services to implement model portfolios, while accommodating client‑imposed investment restrictions and conducting regular account reviews.
Notable distinctions include providing pension consulting and acting in ERISA fiduciary roles (including retirement plan management and 3(38) investment manager services), a service mix that is less common for solo independent advisers. The firm’s principal discloses an insurance‑licensing outside business activity (the ADV states the firm no longer sells commissionable insurance), and the firm offers access to American Funds’ F‑2 direct‑at‑fund and 529 F‑2 program; it was founded in 2025 and manages roughly $30 million across discretionary and non‑discretionary accounts.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
Annuities
ESG / Sustainable investing
Retirement plans for business owners (SEP, solo 401k)
Business exit / sale strategy
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Executive
Fee options
$0 - $500,000: 1.25% annually $500,001 - $750,000: 0.90% annually $750,001 - $1,000,000: 0.85% annually $1,000,001+: 0.75% annually
$200 per hour
Altruist One subscription fee generally 0.01% per month of assets in the subscribed account, subject to $1 minimum monthly fee for lower-balance accounts
Fee-only: Fee-only firm, no commissions or sales-related compensation.
Main office location
Summit Ridge Advisors
724 S 1600 W #230
Mapleton UT 84664, United States
Number of offices
1
Most active in
Summit Ridge Advisors has reported serving >5 clients in these states in the last 12 months.
Idaho · Utah
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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