S
Summit Investment Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$21,396,809
Total clients
31
26% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
31
Average account size
$690,220
About
The firm provides individualized investment advisory and consulting services to individuals, including high net-worth clients, through tailored portfolios that may include individual stocks and bonds, mutual funds, ETFs and private securities. It offers ongoing asset management with quarterly reviews, financial planning (recently added) and hourly or flat-fee consulting engagements.
Investment decisions are guided by fundamental analysis and asset-allocation principles, with strategies that range from long-term holdings to shorter-term trading depending on client objectives and market conditions. The firm typically maintains conservative cash allocations in money market funds or short-term instruments for liquidity and fee debit purposes, and clients may place reasonable restrictions on their accounts.
Distinctive features include that the firm’s representatives are also licensed insurance agents/brokers and receive commissions from insurance sales, a potential conflict the firm discloses and says it manages by prioritizing client interests. The brochure also discloses a prior self-regulatory finding (a books-and-records violation resulting in a cease-and-desist order and fine with no client harm), and the firm recommends — and requires new clients to open accounts with — a specific custodian, Altruist Financial, which it notes could create economic incentives that it has evaluated.
Client services
Portfolio management
Expertise
Active portfolio management
Fee options
Flat fees for consulting services; retainer not exceeding $500 when services cannot be rendered within 6 months
$0 - $250,000: 1.50% $250,001 - $1,000,000: 1.25% Over $1,000,000+: Negotiable
$200 per hour
Main office location
Summit Investment Management, LLC
Lyme CT, United States
Number of offices
1
Most active in
Summit Investment Management, LLC has reported serving >5 clients in these states in the last 12 months.
Connecticut
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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