Summit Investment Advisory Group LLC

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Client assets under management

$57,066,632

Clients

116

25% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Typical

Average account size

$491,954

About

Summit Investment Advisory Group provides discretionary portfolio management and financial planning to individuals, high‑net‑worth clients, trusts, estates, charitable organizations and business entities. The firm also offers a modular financial advice subscription service and manages held‑away defined contribution accounts through a third‑party platform, overseeing roughly $57 million in discretionary assets for about 116 clients with two investment professionals.

Investment programs are tailored to each client’s stated goals, time horizon and risk tolerance, and may use fundamental, technical, charting and cyclical analysis alongside long‑term buy strategies. Accounts are reviewed at least quarterly (and more often as market conditions dictate) and clients may impose investment restrictions; the firm provides ongoing monitoring, rebalancing and periodic financial plan updates.

A notable distinction is the firm’s insurance‑affiliated activities: the chief compliance officer and other advisor representatives are insurance‑licensed and spend a portion of their time offering insurance products, which can result in separate commission compensation and is disclosed as a potential conflict of interest. The firm also uses a third‑party “held‑away” platform to provide advisory services over retirement plan accounts without taking custody, and it does not sponsor wrap fee or performance‑based fee arrangements.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Income planning Long-term care insurance Life insurance needs analysis Tax-loss harvesting

Fee options

Fixed

Financial planning fixed fee between $250 and $4,000; Financial Advice Subscription Service $10 biweekly

Percentage

$0 - $249,999: 1.00% annually $250,000 - $499,999: 0.95% annually $500,000 - $999,999: 0.90% annually $1,000,000 - $1,999,999: 0.85% annually $2,000,000 - $3,499,999: 0.75% annually $3,500,000 - $4,999,999: 0.65% annually $5,000,000+: 0.55% annually

Subscriptions

$10 biweekly for Financial Advice Subscription Service

Other

Fee-only: Financial planning fixed fee between $250 and $4,000; Financial Advice Subscription Service $10 biweekly

Main office location

Summit Investment Advisory Group LLC

639 Red Lion Road

Huntingdon Valley PA 19006, United States

Number of offices

Most active in

Alabama · Connecticut · Florida · Georgia · Maryland · Missouri · New Jersey · North Carolina · Ohio · Pennsylvania · South Carolina · Tennessee · Texas · Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 215-947-8007

Advisors at this firm

James S

CFP®, Series 63

Huntingdon Valley, PA

Summit Investment Advisory Group LLC

James Spindler is a CFP® with 32 years of industry experience, currently serving as an advisor at Summit Investment Advisory Group LLC since 2020. His prior roles include positions at Girard Advisory Services, Girard Investment Services, and UNIVEST Bank & Trust Co. He is also licensed as an insurance agent and sells insurance products as a part of his professional activities. Summit Investment Advisory Group provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm employs tailored investment strategies and offers a modular financial advice subscription service, managing approximately $57 million in discretionary assets for around 116 clients.

General retirement planning Income planning Long-term care insurance Life insurance needs analysis Tax-loss harvesting

John M

Series 65

Huntingdon Valley, PA

Summit Investment Advisory Group LLC

John Marotta is a financial advisor at Summit Investment Advisory Group LLC with four years of industry experience. He holds a Series 65 designation and has worked at Summit Investment Advisory Group and Summit Financial Group since 2021. Prior to his advisory career, he was employed at Amazon for one year. Marotta is also licensed as an insurance agent and spends part of his time selling insurance products. Summit Investment Advisory Group provides discretionary portfolio management and financial planning services to individuals, high-net-worth clients, trusts, estates, charitable organizations, and business entities. The firm offers customized investment programs and a modular financial advice subscription service, managing approximately $57 million in assets for about 116 clients.

General retirement planning Income planning Long-term care insurance Life insurance needs analysis Tax-loss harvesting

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