S
Summit Financial Advisors
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
49
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
49
Average account size
$0
About
Summit Financial Advisors is a state-registered, single-advisor independent firm that provides comprehensive financial planning, investment consulting, and qualified retirement plan consulting to individuals, plan sponsors, trusts, estates, charitable organizations, corporations, and other entities. The firm conducts holistic analyses of a client’s financial profile and offers recommendations, but does not manage client portfolios or accept trading discretion; clients are responsible for implementing accepted recommendations.
The firm’s investment approach emphasizes tactical asset allocation intended to reduce risk and enhance performance, using Modern Portfolio Theory and analytical tools such as Frontier Analytic, Morningstar software, and custom spreadsheets. Recommendations commonly involve mutual funds and diversified asset-class allocations, and financial planning is delivered through consultations rather than a formal written plan.
Distinctive features disclosed in the brochure include that the firm’s principal also acts as a registered representative of a broker-dealer and received transition assistance from that broker-dealer in 2025, a relationship the firm identifies as a potential conflict of interest when recommending custody or brokerage services. Summit does not take percentage-of-assets-under-management fees and instead typically charges hourly, fixed, or negotiated quarterly consulting fees, and it provides retirement-plan consulting without serving as a discretionary investment manager.
Client services
Financial planning
Investment consulting and retirement plan participant consulting
Investment consulting and retirement plan participant consulting
Expertise
General retirement planning
Income planning
Tax strategies for small businesses
Retirement plans for business owners (SEP, solo 401k)
Fee options
Fixed annual fees ranging from $1,000 to $50,000 per annum
Investment advisor representatives acting as registered representatives of LPL Financial LLC receive typical and customary commissions; specific amounts not stated
$100 to $300 per hour
Fee-only: Hourly fees ranging from $100 to $300 per hour; Fixed annual fees ranging from $1,000 to $50,000 per year; Combination of hourly and fixed fees also possible
Main office location
Summit Financial Advisors
Bradenton FL, United States
Number of offices
2
Most active in
Summit Financial Advisors has reported serving >5 clients in these states in the last 12 months.
Florida · Pennsylvania
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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