Strategic Wealth Management LLC

Strategic Wealth Management serves a small roster of mostly individual clients, businesses, and trusts with fee-for-service financial and investment advice, including asset allocation, investment selection, retirement and college planning, and qualified plan subaccount analysis. As of the brochure date the firm managed about $16.5 million and delivers recommendations on a primarily non-discretionary basis, with services delivered in writing, electronically, or verbally and implementation left to the client when discretion is not granted.

The firm’s investment process relies on model portfolios labeled by objective (Growth, Moderate, Conservative, Bond) and emphasizes broad exposure using ETFs and a wide set of sector and asset-class options rather than active attempts to outperform a single index. Portfolios can be long-term buy-and-hold or less active allocations to keep expenses low, and the adviser may occasionally use leveraged bond funds or short positions for specific liquidity or defensive purposes while allowing clients to restrict such strategies in writing.

What distinguishes this firm from many peers is its primarily non-discretionary management and focus on “main street” clients rather than a high-net-worth client base, a combination that is uncommon among similar supported firms. The small, two-advisor practice does not aggregate trades and relies on custodians for reporting (fees are debited from client accounts, creating limited custody practices), and one advisor is a licensed insurance agent who may offer insurance products that could generate commissions.