Strategic Planning, Inc.

Strategic Planning, Inc. provides ongoing discretionary asset management through an all‑inclusive wrap fee program and offers comprehensive financial planning to individuals (including high net worth clients), pension and profit‑sharing plans, charitable organizations, and businesses. As of December 31, 2025, the firm reported approximately $376,630,000 in discretionary assets under management across 817 client accounts.

SPI’s investment process begins with client interviews and an investor profile to establish investment guidelines, risk tolerance, and suitability, and portfolios are managed using equities, mutual funds, ETFs and fixed income where appropriate. The firm requires Charles Schwab as custodian for advisory accounts, seeks lower‑cost mutual fund share classes when available, and structures its ongoing advisory work under a wrap arrangement that covers custody and transaction costs.

Distinctive features relative to peers include the firm’s high AUM and client count per advisor — roughly $376.6 million and 817 clients — and its role as a wrap fee program sponsor, both of which are uncommon among supported firms. The brochure also discloses that advisors may implement insurance recommendations in a separate, commission‑based capacity and that SPI does not vote client proxies, leaving proxy voting responsibilities with clients.