Strategic Planning Group, Inc.

Strategic Planning Group provides investment advisory and financial planning services to individual clients, including high-net-worth households. The firm offers customized “retirement roadmap” financial plans that forecast clients’ finances and address investment, insurance and estate-planning considerations, and it manages portfolios primarily using mutual funds and ETFs with occasional individual securities.

SPG uses a rules-based investment framework that builds client allocations around a targeted debt-to-equity profile and four explicit rules (including a stated multi-year horizon, diversification and fund performance), and it reviews fund holdings on a frequent schedule while its investment team meets regularly. The firm conducts quarterly client reviews, may employ leverage and options where appropriate, and can engage sub-advisors for specialized strategies; it directs custody and trading through an institutional broker-dealer and uses block trading procedures for tax-advantaged accounts.

Notable, less-common features include a fixed-fee financial planning program with a satisfaction refund and discounted renewals, and a small advisory team managing more than $200 million in client assets. The brochure also discloses a 2019 enforcement settlement with federal and state regulators concerning undisclosed personal investments in a public company; prospective clients should review the firm’s regulatory filings for details.