Strategic Financial

Strategic Financial is a solo registered investment adviser that primarily serves individuals, families and family trusts and — unusually for a firm of its size — also works with corporate/business clients and pension or profit‑sharing plans. The firm offers comprehensive and segmented financial planning, investment consultations, investment recommendations that clients may execute themselves or authorize the firm to implement under a limited power of attorney, and integrated tax‑preparation services.

The adviser operates largely on a non‑discretionary basis and typically delivers specific long‑term investment recommendations that require client approval before trades are placed. Investment selection emphasizes diversified mutual funds and ETFs and, for selected clients, screened groups of individual stocks held on a shorter rotation; accounts are reviewed semiannually and clients receive written quarterly reports.

Compared with peers, Strategic Financial’s combination of serving employer‑sponsored plans and business clients while maintaining a solo, non‑discretionary practice is atypical, as is its preference for negotiated planning engagements and standalone consultations rather than routine percentage‑of‑assets billing. The firm also devotes a meaningful share of its practice to tax preparation and does not accept proxy voting or blanket discretionary authority, which preserves client control over execution and custody.