Straightgate Financial LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$18,130,252
Clients
43
12% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
43
HighAverage account size
$421,634
About
StraitGate Financial L.L.C. provides comprehensive financial planning and investment planning primarily for individual clients and couples, while also serving trusts, estates, charitable organizations, and corporations. The firm limits its planning to comprehensive engagements rather than isolated financial issues and operates on a fee-only basis.
The firm’s advice is delivered through model portfolios and third‑party money managers on the AssetMark platform, using mutual funds, ETFs, stocks, and bonds to blend asset classes and manage portfolio risk. StraitGate reports that the assets it manages are non‑discretionary; clients direct account allocations and the adviser does not accept authority to place trades.
Distinctive features include the firm’s primarily non‑discretionary asset base coupled with its role in selecting and introducing independent discretionary managers through AssetMark, which leaves execution authority with either the client or the third‑party managers. Clients receive regular written progress reports, in‑depth quarterly reviews and typically meet with the advisor about three times per year.
Client services
Financial planning
Portfolio management
Pension consulting
Selection of other advisers
Expertise
General retirement planning
Social Security optimization
Income planning
Cash flow / budgeting
Debt management
Fee options
$0 - $250,000: 1.00% annually $250,001 - $500,000: 0.90% annually $500,001 - $1,000,000: 0.75% annually $1,000,001 - $2,000,000: 0.50% annually $2,000,001+: 0.30% annually
Minimum fee: $2,000/year minimum fixed retainer fee for financial planning services Fee-only: Fees only, no commissions; minimum fixed retainer fee of $2,000/year if no assets managed
Most active in
Straightgate Financial LLC has reported serving >5 clients in these states in the last 12 months.
Illinois · Michigan
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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