Stone Pillars Wealth Management

Stone Pillars Wealth Management serves individuals (including high-net-worth clients), trusts, estates, charitable organizations, and business entities, offering fee-based investment advisory services and comprehensive financial planning. The firm provides discretionary portfolio management, standalone financial planning engagements, and may refer portions of client portfolios to unaffiliated money managers while maintaining ongoing client oversight.

The firm follows a tactical allocation approach informed by both fundamental and cyclical analysis, using long- and short-term strategies, periodic rebalancing, and cash positions as potential hedges. Its investment toolkit includes exchange-listed securities, structured products and structured notes with embedded option features, options-based strategies, private offerings and co-investments, and recommendations for fee-based variable insurance products (which the firm does not sell directly).

Notable features include the use of a third‑party platform to manage held-away defined contribution accounts while the firm absorbs the platform’s administrative charge rather than passing it to clients, and a stated emphasis on exit-planning expertise through a CEPA-qualified lead adviser with entrepreneurial experience. As a small, state-registered adviser, Stone Pillars highlights hands-on, customized management and occasional use of third‑party managers for specialized mandates, with those managers charging separate fees.