Stkeros Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
100
30% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
100
Very HighAverage account size
$0
About
STKeros Financial Planning, LLC provides fee-only financial planning and investment-related advice to individuals, families, and small businesses, including high-net-worth clients, delivered primarily through hourly engagements. The firm also offers tax preparation and fixed-fee educational lectures and workshops for groups such as medical colleges and hospitals.
STK Planning follows a passive, Modern Portfolio Theory–based approach, favoring low-cost index mutual funds and ETFs across a small number of broad asset classes with periodic rebalancing; investment recommendations are non-discretionary and implemented at the client’s direction. Financial planning engagements are individualized and can address retirement and estate planning, cash flow and debt, insurance needs, tax planning, and portfolio design, with account reviews initiated by clients.
Noteworthy aspects include the firm’s combination of solo, fee-only advice with formal tax-preparation services and group educational programming—services that are uncommon among peers—and a principal whose background includes an MD, PhD, clinical practice in pediatric neurology, and an Enrolled Agent designation. The firm does not use percentage-of-assets (AUM) fee arrangements or custody-based management and, despite operating without ongoing AUM-based oversight, has provided investment recommendations covering a substantial aggregate of client securities; all services are delivered by the single principal without a named successor.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Social Security optimization
Income planning
General tax planning
Cash flow / budgeting
Occupation focus
Doctor or Medical Professional
Founder/Business Owner
Demographic focus
Mid-Career Professionals
Fee options
Fixed fees for tax preparation (quoted before work) and educational lectures beginning at $1200
$360 per hour for new clients
Fee-only: Hourly fee of $360 per hour for new clients; fixed fees for tax preparation and educational lectures starting at $1200 per lecture
Main office location
Stkeros Financial Planning, LLC
New York NY, United States
Number of offices
1
Most active in
Stkeros Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
California · Louisiana · New York · South Dakota
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")