Stirling Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$179,659,342
Total clients
288
34% high-net worth
Total advisors
2
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
144
Average account size
$623,817
About
Stirling Financial Group provides wealth management, financial consulting, and pension consulting to individuals (including high-net-worth clients) as well as pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. The firm also acts as sponsor and portfolio manager of the Stirling Financial Group Wrap Fee Program and may utilize LPL Financial’s Optimum Market Portfolios (OMP) for certain clients.
The firm constructs diversified asset‑allocation models and delivers discretionary portfolio management and ongoing supervision tailored to clients’ objectives, drawing on fundamental, technical, and cyclical analysis and a mix of long‑ and short‑term strategies. For execution and custody it relies on LPL Financial and its practices include treating cash and margin as part of assets under management and providing access to securities‑backed lines of credit and other liquidity options.
Noteworthy for a small advisory team, Stirling Financial Group manages roughly $179.7 million in client assets while serving 288 clients across two advisors, a client load per advisor that is high compared with many peers. The firm’s disclosures also indicate it sponsors its own wrap program and may use borrowing and derivatives (including options) in client accounts—features that are less common among similarly sized supported advisers.
Client services
Expertise
Fee options
Financial consulting services fees up to $10,000 depending on scope.
$0 - $1,000,000: 1.50% annually $1,000,001+: 1.00% annually
Certain associated persons earn commissions for insurance and securities sales separate from advisory fees.
Main office location
Stirling Financial Group
750 B Street, Suite 2230
San Diego CA 92101, United States
Number of offices
2
Most active in
California · Florida · New Hampshire · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")