Stewardship Matters
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
5
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
5
Very LowAverage account size
$0
About
Stewardship Matters serves individuals (including high‑net‑worth clients), trusts, estates, charitable organizations and employer plan sponsors, offering referrals to third‑party money managers, financial planning and pension consulting. Its planning services emphasize values-based work — for example, a Values Assessment, social/moral screening, Social Security optimization and legacy or nonprofit board consultations.
The firm does not manage client assets in‑house; instead it assists clients in selecting outside portfolio managers, performs initial due diligence and annual reviews, and conveys client objectives to the managers, with portions of advisory fees paid to the firm by the third‑party managers. Stewardship Matters uses tools such as Morningstar for manager evaluation and Riskalyze for aligning investments with clients’ risk scores, and it tailors advice to clients’ financial circumstances and stated restrictions where feasible.
Noteworthy differences from many peers include the principal’s licensure to offer insurance products in his individual capacity and an explicit pension consulting practice for plan sponsors (with acknowledgment of ERISA 3(21) fiduciary duties for those services). The brochure also discloses a 2016 settlement with the Florida Office of Financial Regulation related to compliance issues involving actively managed accounts and financial reporting.
Client services
Financial planning
Pension consulting
Selection of other advisers
Expertise
ESG / Sustainable investing
Social Security optimization
Charitable giving & philanthropy
Cash flow / budgeting
Fee options
Flat fees generally range from $3,500 to $20,000 based on factors including travel, number of meetings, and complexity
$0 - $1,000,000: 1.00% $1,000,000 - $2,000,000: 0.75% $2,000,000+: 0.50%
Hourly fee ranges from $100 to $300
Account minimum: $50,000 Minimum fee: Minimum fee of $500 for written financial plan Fee-only: Financial planning and consulting charged on hourly or flat fee basis; hourly fees range from $100-$300; flat fees range from $3,500 to $20,000
Main office location
Stewardship Matters
511 N. Maitland Avenue
Maitland FL 32751, United States
Number of offices
1
Most active in
Stewardship Matters has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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