Wholeness Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$541,378
Clients
3
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
3
Very LowAverage account size
$180,459
About
Wholeness Financial is a California-registered investment adviser that provides financial planning and investment management, offered together as wealth management services. The firm works with individuals (including high-net-worth clients), trusts and estates, small businesses, charitable organizations, and pension/profit-sharing plans.
The firm’s process begins with a personalized financial plan that is translated into a customized Investment Policy Statement, and it generally manages client accounts on a discretionary basis. Investment implementation emphasizes asset allocation and automatic rebalancing and may include mutual funds, ETFs, equities, bonds, private funds and REITs, with ongoing monitoring and reporting.
Compared with many peers, the firm’s client mix explicitly includes business and institutional-type clients (small businesses, pension/profit-sharing plans and charitable organizations) and the firm occasionally offers educational workshops. The brochure also discloses that the firm’s managing member maintains a substantial corporate finance role outside the advisory practice and that the firm typically does not vote client proxies unless engaged to do so for ERISA accounts for an additional fee.
Client services
Financial planning
Portfolio management
Educational seminars or workshops
Expertise
Wealth management
Passive / index investing
Active portfolio management
Real estate investing
Fee options
One-time fixed fees available for Other Consulting Services
$0 - $500,000: 0.60% of AUM annually $500,000 - $1,000,000: 0.55% of AUM annually $1,000,000 - $5,000,000: 0.50% of AUM annually $5,000,000+: 0.40% of AUM annually
$150 per hour for Other Consulting Services
Minimum fee: $300 per quarter minimum fee applied when quarterly Advisory Fee is less than $300 Fee-only: Hourly consulting fees at $150 per hour; fixed fees (one-time flat fees) for consulting services; capped hourly fees also available for consulting services
Main office location
Wholeness Financial
Richmond CA, United States
Number of offices
1
Most active in
Wholeness Financial has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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