Sterling Manor Financial, LLC logo

Sterling Manor Financial, LLC

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Client assets under management

$199,350,000

Clients

393

14% high-net worth

Advisors

3

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

131

Very High

Average account size

$507,252

About

Sterling Manor Financial provides discretionary and non-discretionary portfolio management and financial planning to individuals (including high‑net‑worth clients), charitable organizations, and pension or profit‑sharing plans. The firm documents client goals and restrictions in an Investment Policy Statement and offers tailored programs that may use model portfolios to implement advice.

The firm requests discretionary trading authority for many accounts, conducts quarterly reviews, and employs a mix of analytical approaches (fundamental, technical, quantitative, and modern portfolio theory) to inform long‑ and short‑term trading, covered options strategies, and asset allocation. Investment recommendations generally focus on mutual funds, fixed income, equities, ETFs (including precious‑metals ETFs), annuities and Treasury Inflation‑Protected Securities, and the firm discloses use of model portfolios and portfolio monitoring practices.

Sterling Manor is notable among similar small advisory firms for sponsoring a wrap‑fee program and for having multiple advisers who are licensed insurance agents and may accept commissions for insurance or annuity sales—relationships the brochure discloses as potential conflicts of interest with procedures to document and inform clients. The firm also participates in an institutional custody program with access to research and soft‑dollar benefits and has no stated account minimums.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Annuities

Fee options

Fixed

Fixed fees for financial planning between $250 and $2,000.

Percentage

Up to 2.00% annually

Commissions

Advisors are licensed insurance agents and accept commissions for sale of securities and other products to clients.

Project-based

Between $75 and $250 per hour for financial planning services.

Main office location

Sterling Manor Financial, LLC

18 Division Street, Suite 202

Saratoga Springs NY 12866, United States

Number of offices

1

Most active in

Florida · New York · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

James F

Series 66

Saratoga Springs, NY

Sterling Manor Financial, LLC

James Flanagan is a financial advisor with Sterling Manor Financial, LLC, holding a Series 66 designation and 20 years of industry experience. He has worked at Sterling Manor Financial since 2010 and was previously affiliated with Cadaret, Grant & Co., Inc. Flanagan also sells life, long-term care, and disability insurance products through Ash Brokerage. Sterling Manor Financial provides discretionary and non-discretionary portfolio management and financial planning services to individuals, charitable organizations, and retirement plans. The firm uses a variety of analytical approaches and model portfolios to tailor investment strategies across multiple asset classes.

Options & derivatives strategies Annuities
user avatar

Adam D

Series 66

Saratoga Springs, NY

Sterling Manor Financial, LLC

Adam Doig is a financial advisor with Sterling Manor Financial, LLC, holding a Series 66 designation and over 21 years of industry experience. He has been with Sterling Manor Financial since 2006 and previously worked at Cadaret, Grant & Co., Inc. for 15 years. Outside of advising, Doig is a licensed real estate broker and a partner in a commercial real estate firm in Saratoga Springs, NY. Sterling Manor Financial provides discretionary and non-discretionary portfolio management and financial planning to individuals, charitable organizations, and pension or profit-sharing plans. The firm employs a variety of analytical approaches and offers tailored investment programs, including model portfolios, with a focus on mutual funds, fixed income, equities, ETFs, annuities, and Treasury Inflation-Protected Securities.

Options & derivatives strategies Annuities
user avatar

Stephen K

CFP®, Series 66

Saratoga Springs, NY

Sterling Manor Financial, LLC

Stephen Kyne is a CFP® professional with 21 years of industry experience, currently serving as an advisor at Sterling Manor Financial, LLC since 2016. He previously worked at Cadaret, Grant & Co., Inc. for 15 years. Kyne holds roles in several local organizations, including treasurer of the Saratoga Preservation Foundation and director positions with the Saratoga Springs Rotary and Universal Preservation Hall. He is also a partner in Double Vision Stable, a partnership owning a racehorse. Sterling Manor Financial provides portfolio management and financial planning services to individuals, charitable organizations, and pension or profit-sharing plans. The firm employs a variety of analytical approaches and offers tailored investment programs, including discretionary trading and model portfolios.

Options & derivatives strategies Annuities
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