Steady Returns

Steady Returns serves individual and high‑net‑worth clients, providing discretionary investment supervisory services and preparing individualized Investment Policy Statements to guide asset allocation and regular portfolio monitoring. The firm manages a broad set of investments, including equities, mutual funds, ETFs, bonds, options, ETPs, REITs, annuities, and other structured products.

The adviser employs multiple methods of analysis—charting, fundamental, technical, and cyclical—and implements long‑ and short‑term trading as well as options writing. It also offers a sector‑concentrated Healthcare Boom Strategy that the firm may leverage through margin or allocate to cash/fixed income, with performance monitored and reported on a quarterly basis.

Notably, the firm makes use of performance‑based fees tied to the Healthcare Boom Strategy (with a stated maximum of 10% of quarterly net gains) and discloses the use of margin and option strategies in managed accounts, as well as having sponsored a wrap fee program that was closed to new clients in 2019. The brochure also discloses an administrative consent agreement from 2019 involving inaccurate disclosure documents (resulting in an $8,000 fine) that the firm reports as corrected; the firm manages roughly $160 million across two advisers and about 336 client accounts.