Stargazer Financial Planning
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
4
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
4
Average account size
$0
About
Stargazer Financial Planning provides fee-only, advice-only financial planning on an hourly, on-demand basis to individuals, families and small-business owners, offering financial education, specialized problem-focused planning, and comprehensive written financial plans. Services address investment planning, tax and insurance planning, benefits analysis, net worth tracking, and estate planning.
The firm follows a passive, indexing-oriented investment approach that favors low-cost mutual funds and ETFs, emphasizes investor behavior and asset allocation, and engages in trading infrequently—typically only for changes in client circumstances or tax opportunities. Stargazer does not take custody of client assets or exercise investment discretion, so clients retain control over implementation of recommendations and must request follow-up reviews.
Noteworthy features include an explicit hourly, advice-only model instead of percentage-of-AUM billing, a stated refusal of third-party compensation and nonparticipation in wrap fee programs, and reliance on financial periodicals and website research as part of its investment evaluation. The planner’s background in institutional operations and derivatives is highlighted as informing a retail-focused emphasis on financial education, and the firm generally does not perform ongoing account monitoring unless engaged to do so.
Client services
Financial planning
Newsletters or periodicals
Educational seminars or workshops
Expertise
Passive / index investing
Occupation focus
Founder/Business Owner
Fee options
$200/hour
Fee-only: Hourly financial planning rate of $200/hour, fees are negotiable
Main office location
Stargazer Financial Planning
Oakland NJ, United States
Number of offices
1
Most active in
Stargazer Financial Planning has reported serving >5 clients in these states in the last 12 months.
New Jersey
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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