Star Financial Services
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$53,000,000
Clients
20
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
20
LowAverage account size
$2,650,000
About
Star Financial Services is an independent, fee-only financial planning and investment management firm that serves individuals, families, pension and profit-sharing plans, trusts, estates, charitable organizations and small business owners. It provides comprehensive financial planning covering insurance, tax, college and retirement issues, and offers portfolio management implemented primarily with no-load mutual funds, ETFs and individual securities.
The firm uses a modern portfolio theory framework with globally diversified asset allocations, periodic rebalancing and regular performance reviews, and provides semi-annual written reports and quarterly account reviews. Uncommonly for a solo independent advisor, it manages roughly $53 million of client assets predominantly on a non-discretionary basis, requiring client approval for trades while typically holding a limited power of attorney to execute orders.
Operating as a single-advisor practice since 2003 and led by a CFP‑certified principal with an MBA, the firm combines ongoing investment oversight with customizable planning engagements and negotiable fee arrangements (hourly, flat or AUM-based). Distinctive operational features include no custody of client assets, a policy of not accepting discretionary trading authority, and directing clients to receive proxy materials and custodian statements directly.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
College savings (529s, UTMA, etc.)
Wealth management
Cash flow / budgeting
Fee options
Flat fees for financial planning services priced based on complexity
$0 - $1,000,000: 1.00% $1,000,000+: 0.50%
$200 per hour
Account minimum: $100,000 Minimum fee: $1,500 minimum annual investment portfolio management fee Fee-only: Annual investment portfolio management fee; hourly fee; flat fees for financial planning services; all client fees are negotiable
Main office location
Star Financial Services
Denver CO, United States
Number of offices
1
Most active in
Star Financial Services has reported serving >5 clients in these states in the last 12 months.
Colorado
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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