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Stalt Financial, LLC

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Client assets under management

$14,700,000

Clients

42

7% high-net worth

Advisors

2

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

More info

Clients per advisor

21

Very Low

Average account size

$350,000

About

Stalt Financial provides portfolio management and financial planning services to individuals—including high-net-worth clients—and business owners, delivering tailored advice to a modest client base. The firm reports discretionary and non-discretionary management and constructs Investment Policy Statements to guide portfolio selection and monitoring.

The firm’s investment process combines proprietary research, third‑party analytics, and a primarily ETF‑based approach, with the option to employ defined‑outcome strategies that may limit upside in exchange for downside protection. Stalt Financial offers both long‑term, disciplined management and tactical adjustments when market conditions or client circumstances warrant, and it uses SEI as its primary custodian.

A distinctive feature is that certain members of firm management are licensed insurance agents and may recommend insurance products to clients, receiving commissions disclosed as a potential conflict of interest and mitigated by written disclosure and client choice. The firm also engages in business‑to‑business partnerships to provide educational workshops and one‑on‑one consulting for small businesses, and it documents cases where complex planning needs can result in substantially higher fixed planning fees.

Client services

Financial planning Portfolio management

Expertise

Retirement income strategy Annuities Wealth management College savings (529s, UTMA, etc.)

Occupation focus

Founder/Business Owner Executive

Demographic focus

Mid-Career Professionals

Fee options

Fixed

Fixed fees for financial planning services ranging from $500 to $200,000.

Percentage

$1 - $250,000: 0.85% $250,001 - $500,000: 0.80% $500,001 - $1,000,000: 0.75% $1,000,001 - $2,000,000: 0.70% $2,000,001 - $5,000,000: 0.60% $5,000,001 - $10,000,000: 0.50% $10,000,001+: 0.40%

Project-based

Hourly fees for financial planning or project-based services between $25 and $1,000.

Other

Fee-only: Financial planning fixed fees between $500 and $200,000; typical financial planning fees range from $1,500 to $10,000 for initial year; hourly fees from $25 to $1,000.

Main office location

Stalt Financial, LLC

5700 Crooks, Suite 212

Troy MI 48098, United States

Number of offices

1

Most active in

More info

Michigan

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Facebook Website 248-733-4344

Advisors at this firm

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Catherine T

Series 65

Troy, MI

Stalt Financial, LLC

Catherine Toone is a financial advisor at Stalt Financial, LLC with two years of industry experience. She holds a Series 65 designation and has worked at several firms, including Retirement Resources and Brookstone Wealth Advisors. She is also a licensed insurance agent. Stalt Financial provides portfolio management and financial planning services to individuals, including high-net-worth clients, and business owners. The firm uses a primarily ETF-based investment approach combined with proprietary research and third-party analytics and offers both long-term management and tactical adjustments based on market conditions or client needs.

Retirement income strategy Annuities Wealth management College savings (529s, UTMA, etc.) Founder/Business Owner Executive Mid-Career Professionals
user avatar

Daniel Z

CFP®, ChFC®, Series 66

Troy, MI

Stalt Financial, LLC

Daniel Zech is a financial advisor at Stalt Financial, LLC with eight years of industry experience. He holds the CFP® and ChFC® designations and the Series 66 license. His prior experience includes roles at Mass Mutual Investors Services, FAI Advisors, Inc., and Ohio National Financial Services. Outside of his advisory work, he is a co-owner of Lone Light Spirits, LLC, a distillery company. Stalt Financial provides portfolio management and financial planning services to individuals, including high-net-worth clients, and business owners. The firm uses a primarily ETF-based investment approach combined with proprietary research and third-party analytics, offering both long-term management and tactical adjustments based on market conditions.

Retirement income strategy Annuities Wealth management College savings (529s, UTMA, etc.) Founder/Business Owner Executive Mid-Career Professionals
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