Staib Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$118,021,052
Clients
53
83% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
53
HighAverage account size
$2,226,812
About
Staib Financial Planning is an independent, single-advisor registered investment adviser that provides fee-only comprehensive financial planning and discretionary investment management to individuals and high-net-worth clients. The firm offers ongoing planning, project-based plans, and hourly engagements that address cash flow, retirement and distribution planning, tax and estate considerations, insurance, and investment analysis.
The firm’s investment approach is grounded in Modern Portfolio Theory and predominantly passive management, constructing diversified portfolios using index mutual funds and ETFs and implementing portfolios under limited discretionary authority. Clients receive ongoing monitoring and quarterly reporting, and may impose reasonable written restrictions on investments.
What distinguishes Staib from many peers is its flat fee-only pricing model rather than charging percentage-of-assets-under-management, a less common arrangement among independent advisers; the firm also recently transitioned to SEC registration. As a solo practitioner overseeing roughly $118 million for a relatively small client base, the firm does not aggregate trades into block orders, does not vote client proxies, and does not accept third-party compensation for advisory recommendations.
Client services
Financial planning
Portfolio management
Expertise
Retirement income strategy
Income planning
College savings (529s, UTMA, etc.)
General tax planning
General estate planning guidance
Fee options
Ongoing comprehensive financial planning & investment management: $6,500 to $25,000 annually, flat fee, negotiable based on complexity; Financial plan creation: $4,000 to $8,000 depending on complexity.
$500 per hour, negotiable based on complexity.
Fee-only: Flat fee-only service provider; fees paid by clients are sole compensation.
Most active in
Staib Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Colorado · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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