SS&H Financial Advisors, Inc.

SS&H Financial Advisors provides investment advice and portfolio management to individuals, trusts, charitable organizations and foundations, generally working with clients who have at least $350,000 available for investment. The firm offers discretionary and non-discretionary management across a wide range of publicly traded securities and does not participate in wrap fee programs.

The firm emphasizes setting realistic investment objectives and risk management, combining fundamental and technical analysis with monitoring of macroeconomic indicators to inform security selection and asset allocation. It manages the bulk of client assets on a discretionary basis and uses both in‑house analysis and outside research sources across equities, fixed income, mutual funds, ETFs and other instruments.

Distinctive for a small advisory team, the firm manages roughly $482 million for more than 250 client accounts, reflecting a high assets‑under‑management per advisor and a long history as an independent, owner‑managed practice (with a 2019 merger noted). SS&H is compensated solely by clients and relies on referrals, maintains a formal code of ethics and proxy‑voting policy, and encourages clients to use low‑cost custodians while recommending specific custodial relationships.