Srs Wealth Mangement

SRS Wealth Management serves individuals and retirement plans, providing financial planning and limited‑scope ERISA 3(21) advisory services while acting as a referral intermediary to third‑party money managers such as Gradient Investments. The firm does not directly manage client assets or execute trades; instead it helps clients complete TPM paperwork, reviews TPM reports, and receives referral fees for those placements.

When working with retirement plans SRS provides education for participants and assists plan sponsors with investment selection and ongoing reviews, and for individual clients it delivers written financial plans and periodic consults while facilitating access to TPM custodial accounts. The brochure notes the firm also produces newsletters and offers seminars and workshops at no cost; these are presented as educational rather than as individualized investment or tax advice.

Distinctive aspects disclosed in the brochure include that the managing member is an independent insurance agent who spends more than 75% of his time in that activity and may receive commissions for insurance sales, a material conflict the firm discloses and mitigates. The firm also discloses receipt of a portion of TPM fees and certain non‑cash incentives from Gradient Investments tied to production thresholds, and its lack of direct, discretionary portfolio management for individual accounts sets it apart from most peers.