Spreckels Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$89,870,243
Clients
59
90% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
59
HighAverage account size
$1,523,224
About
Spreckels Wealth Management provides fee-only wealth management and financial planning to individuals, families, trusts, estates, family businesses, and selected retirement and profit-sharing plans. The firm offers portfolio management and planning services and places client assets with independent custodians rather than acting as custodian itself.
The firm employs a strategic asset allocation approach, blending passive index/ETF exposure with actively managed funds, dividend-paying equities and individual bonds or stocks where appropriate, and tailors portfolios to client objectives using a risk-tolerance questionnaire. Accounts are generally managed on a discretionary basis, monitored daily, and reviewed at least quarterly with written quarterly and annual reporting and periodic in-person reviews available.
Distinctive features for a single-advisor independent firm include managing roughly $89.9 million across about 59 client relationships and a principal who holds both CFP and CFA credentials while also serving in a senior investment role for a public pension plan, a dual role the firm discloses and contends does not create conflicts. The firm requires clients to custody assets at custodians it designates, does not accept commissions or performance-based fees, and does not vote client proxies, practices that differ from many peers.
Client services
Financial planning
Portfolio management
Expertise
Cash flow / budgeting
General tax planning
Charitable giving & philanthropy
Fee options
Financial planning fees range from $1,000 to $30,000 per project
$0 - $1,000,000: 1.0% $1,000,001 - $2,000,000: 0.8% $2,000,001 - $5,000,000: 0.7% $5,000,001+: Negotiable
$500/hour
Ongoing retainer fee may be charged for monitoring and updating financial plans
Account minimum: $500,000 Minimum fee: $4,500/year minimum fee for Portfolio Management Program Fee-only: Fee-only basis; no commissions accepted
Main office location
Spreckels Wealth Management
San Diego CA, United States
Number of offices
1
Most active in
Spreckels Wealth Management has reported serving >5 clients in these states in the last 12 months.
California · Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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