Spinnaker Financial Group, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$59,395,955
Clients
108
13% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
108
Very HighAverage account size
$549,963
About
Spinnaker Financial Group serves individual clients — including executives, retirees, and participants in employer retirement plans — as well as business entities and plan sponsors, providing personalized financial planning, discretionary investment management, ERISA plan advisory services, and occasional educational seminars. The firm offers financial planning and consulting alongside asset management and plan-level consulting, and does not accept commissions for insurance or investment products, operating on a fee-only basis.
Investment programs are tailored through a documented investment policy and a risk questionnaire, and implemented on a discretionary basis with at least annual reviews and more frequent monitoring as conditions warrant. The firm’s analysis emphasizes fundamental research and cash‑flow, tax, and estate considerations when building client plans, and it accommodates client‑imposed investment restrictions and plan sponsor-directed decisions.
Compared with many solo independent advisers, the firm highlights plan‑level ERISA services (including nondiscretionary plan advice, IPS development, monitoring of plan options, and participant education) and conducts free public seminars, which broaden its service scope beyond typical individual wealth management. It also discloses that it pays some referral fees to CPAs for planning referrals and does not vote client proxies, leaving voting to clients or providing recommendations on request.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Wealth management
Tax strategies for small businesses
Occupation focus
Executive
Retired
Fee options
Fixed fees for financial planning services with a maximum fee of $10,000.
Negotiable hourly fee of $200 per hour for financial planning services.
Fee-only: Annual asset management fee up to 1.65% of Assets Under Management.
Main office location
Spinnaker Financial Group, LLC
5005 Rockside Road, Suite 600 103
Independence OH 44131, United States
Number of offices
3
Most active in
Spinnaker Financial Group, LLC has reported serving >5 clients in these states in the last 12 months.
Ohio · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")