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Spillane Financial Planning, Inc.

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Client assets under management

$35,520,434

Clients

28

75% high-net worth

Advisors

1

of 1 employees

Firm type

Independent

1 advisor

Clients per advisor

28

Typical

Average account size

$1,268,587

About

Spillane Financial Planning, Inc. provides fee-only financial planning, investment management, and investment consulting to individuals, trusts, and small businesses, including corporate clients and business owners. The firm manages discretionary portfolios and delivers ongoing planning engagements tailored to each client’s goals and circumstances, overseeing roughly $45 million in discretionary assets for a small client base.

The firm’s investment approach emphasizes modern portfolio theory and passive investing, with asset allocation and long-term risk management as core elements, and it uses lifetime spending plans and Monte Carlo analysis as part of its financial planning process. Services include discretionary portfolio management of stocks, bonds, mutual funds and ETFs, as well as hourly financial planning and consulting for clients who prefer to implement recommendations themselves.

A distinctive feature is the firm principal’s concurrent CPA/tax practice, which is maintained as a separate business and is used to coordinate tax and accounting work for clients while keeping advisory compensation separate and without referral fees. It is also uncommon among peers for an independent advisor of this size to serve corporate/business clients and to operate with a relatively small number of clients holding a significant level of AUM, allowing more individualized, cross-disciplinary planning for business owners.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Retirement income strategy Cash flow / budgeting College savings (529s, UTMA, etc.) General estate planning guidance

Fee options

Percentage

$0 - $250,000: 0.85% $250,001 - $500,000: 0.75% $500,001 - $1,000,000: 0.65% Above $1,000,000+: 0.50%

Project-based

$200 per hour for financial planning and investment consulting services.

Other

Fee-only: Financial planning and investment consulting at $200 per hour; fee-only firm, no commissions.

Most active in

Massachusetts · Ohio

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Rick S

CFP®, CPA

Lebanon, OH

Spillane Financial Planning, Inc.

My goal is to help bring order to your financial life and help you make smarter financial decisions. I do this by focusing on what you care about the most – your spending ability. Together, we will figure out how much you can safely spend each year and how much you need to save. We will look for ways to safely increase your standard of living. My clients seek advice on a wide variety of issues. But they all share one thing in common… they want professional guidance and support to help them navigate the complexities of their financial life. We will work collaboratively because it is important that you be a part of the financial planning process. We will have real discussions about money and the things you want to accomplish in life. We will figure out how to put you back in charge of your finances and on the path to financial freedom. I grew up in Lexington, Massachusetts and then attended college in Tampa, Florida where I earned an undergraduate degree in finance from the University of South Florida. After graduating from college, I moved to San Diego, California where I lived for about 15 years working mostly in finance and accounting. In 1986, I obtained my California CPA license. In 1992, I became a Certified Financial Planner. In 1996, I returned to Massachusetts to become a partner in a local CPA firm and also obtained my Massachusetts CPA license. And then in 2004, I founded Spillane Financial Planning, Inc. to better serve the financial planning and investment needs of my clients. In 2023, after more than 25 years in Massachusetts, my wife and I decided to relocate to the historic town of Lebanon, Ohio. Over the years, I have gained valuable knowledge, experience, and insight that will benefit my clients. I look forward to hearing from you.

General retirement planning Business ownership considerations Wealth management Founder/Business Owner Gen X (Born 1965-1980)
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