Spillane Financial Planning, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$35,520,434
This total excludes 5 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
28
75% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
28
TypicalAverage account size
$1,268,587
About
Spillane Financial Planning, Inc. provides fee-only financial planning, investment management, and investment consulting to individuals, trusts, and small businesses, including corporate clients and business owners. The firm manages discretionary portfolios and delivers ongoing planning engagements tailored to each client’s goals and circumstances, overseeing roughly $45 million in discretionary assets for a small client base.
The firm’s investment approach emphasizes modern portfolio theory and passive investing, with asset allocation and long-term risk management as core elements, and it uses lifetime spending plans and Monte Carlo analysis as part of its financial planning process. Services include discretionary portfolio management of stocks, bonds, mutual funds and ETFs, as well as hourly financial planning and consulting for clients who prefer to implement recommendations themselves.
A distinctive feature is the firm principal’s concurrent CPA/tax practice, which is maintained as a separate business and is used to coordinate tax and accounting work for clients while keeping advisory compensation separate and without referral fees. It is also uncommon among peers for an independent advisor of this size to serve corporate/business clients and to operate with a relatively small number of clients holding a significant level of AUM, allowing more individualized, cross-disciplinary planning for business owners.
Client services
Financial planning
Portfolio management
Expertise
General retirement planning
Retirement income strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Fee options
$0 - $250,000: 0.85% $250,001 - $500,000: 0.75% $500,001 - $1,000,000: 0.65% Above $1,000,000+: 0.50%
$200 per hour for financial planning and investment consulting services.
Fee-only: Financial planning and investment consulting at $200 per hour; fee-only firm, no commissions.
Most active in
Spillane Financial Planning, Inc. has reported serving >5 clients in these states in the last 12 months.
Massachusetts · Ohio
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")