Spicer Capital
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$9,630,000
Clients
41
15% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
41
HighAverage account size
$234,878
About
Spicer Capital provides investment management, ongoing financial planning, and retirement-plan services to individuals, high‑net‑worth clients, trusts, small businesses and retirement accounts. The firm constructs individual Investment Policy Statements and coordinates portfolio management by recommending and overseeing hand‑picked, SEC‑registered professional portfolio managers alongside in‑house model solutions.
The firm typically combines diversified model portfolios—including mutual funds, ETFs, fixed income, real estate funds and insurance/annuity solutions—with manager selection focused in some cases on downside protection and in others on longer‑term equity growth. SCL reviews managers and implements client strategies both through discretionary authority and by allocating a portion of assets to non‑discretionary arrangements with third‑party managers, a mix that is less common among peers.
Noteworthy distinctions include its role as a state‑registered, non‑captive insurance agent that may sell insurance and annuity products (with commissions tracked and offset against planning engagements), and an emphasis on client education through online courses and workshops for both clients and the public. The firm also operates via solicitor and fee‑sharing arrangements with institutional portfolio managers, relying on outside managers to deliver specific strategies that SCL selects and monitors.
Client services
Financial planning
Portfolio management
Selection of other advisers
Educational seminars or workshops
Expertise
Real estate investing
Annuities
General tax planning
Fee options
$0 - $1,000,000: 1.50% annually $1,000,001 - $5,000,000: 0.75% annually $5,000,001+: 0.60% annually
Insurance commissions received but offset dollar-for-dollar against future planning fees.
Online courses offered free or with a recurring monthly fee starting at $10.
Account minimum: $250,000 Minimum fee: Financial planning fees start at $6,000 annually, payable quarterly. Fee-only: Comprehensive financial planning fee starting at $6,000 annually, negotiated based on assets and complexity.
Most active in
Spicer Capital has reported serving >5 clients in these states in the last 12 months.
Arkansas · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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